Let’s Get Your Debts in a Row—Together.
Begin your journey to better credit and lasting financial confidence. We’re here to guide, support, and empower—every step of the way.
Services we offer
Starter Plan
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Starter Plan *
$79/mo
Lay the Foundation for Financial Freedom
Begin your journey with clarity and purpose.
This foundational plan offers essential credit insight and targeted support designed to gently guide you into the world of financial recovery. Discover the empowerment of understanding your credit and making intentional progress, one step at a time.
Standard Plan
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Standard Plan *
$109/mo
Gain Momentum with Strategic Credit Repair
Take confident steps toward lasting change.
This plan is designed for those ready to move beyond the basics and build real momentum in their credit journey. With more personalized guidance and ongoing support, you'll have the tools and insight to make steady, measurable progress toward your financial goals.
Premium Plan
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Premium Plan *
$149/mo
Synchronize Strategy with Transformation
Commit fully to your financial transformation.
This all-inclusive plan offers comprehensive care and top-tier support for those serious about reclaiming their credit and rebuilding their future. With personalized strategies, priority access, and advanced dispute services, you're not just repairing your credit—you're rewriting your financial story.
Our company ethos
At Debts in a Row, LLC, we believe financial restoration is more than a service—it’s a calling. Our ethos is rooted in faith, transparency, and purpose. We serve our clients with compassion and clarity, empowering them to reclaim control over their financial futures. Every strategy we craft, every letter we send, and every conversation we hold is guided by the values of honesty, diligence, and grace.
Testimonials
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"I never thought I could qualify for a mortgage with my credit history. Heather and the team at Debts in a Row walked me through every step and explained everything clearly. Within just a few months, my credit score improved, and I was pre-approved for my first home! I can’t recommend them enough."
Jessica M., Owensboro, KY
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"After some medical bills and past financial mistakes, I was overwhelmed and didn’t know where to start. Debts in a Row created a personalized plan and handled the disputes for me. Heather’s guidance made it simple, and seeing my credit score improve gave me so much confidence."
Michael R., Henderson, KY
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"I referred one of my clients to Debts in a Row, and the results were incredible. Heather kept me updated on their progress through the partner portal, and the client was ready to close on their home faster than we expected. Professional, transparent, and genuinely helpful."
Samantha L., Local Realtor
Contact Us
Whether you have questions, need guidance, or are ready to take the next step in your credit journey, we’re here to help. Reach out to Debts in a Row, LLC today—your path to financial freedom starts with a simple message.