Our Services

Choose a package

Take the first step toward financial freedom.


At Debts in a Row, LLC, we don’t just fix credit—we help you reclaim control, confidence, and peace of mind. Our plans are designed to meet you exactly where you are, whether you’re starting fresh, building momentum, or ready to go all in. Choose the level of support that fits your goals and let’s get your debts in a row—one step at a time.

Learn about our services

  • $79/month + $49 onboarding fee

    Begin your journey with clarity and purpose.
    This foundational plan offers essential credit insight and targeted support designed to gently guide you into the world of financial recovery. Discover the empowerment of understanding your credit and making intentional progress, one step at a time.

    Includes:

    • Dispute up to 5 inaccurate items per month with all 3 credit bureaus

    • Monthly credit analysis report

    • Educational credit resources & video library

    • Access to secure online client portal

    • Email support (response within 2–3 business days)

    • Identity theft monitoring guidance

    ➡️ Ideal for self-starters seeking a structured path to financial wellness.

  • $109/month + $49 onboarding fee

    Take confident steps toward lasting change.
    This plan is designed for those ready to move beyond the basics and build real momentum in their credit journey. With more personalized guidance and ongoing support, you'll have the tools and insight to make steady, measurable progress toward your financial goals.

    Includes:

    • Dispute up to 10 inaccurate or outdated items per month

    • Monthly credit score tracking & detailed analysis

    • Personalized credit-building plan tailored to your profile

    • Bi-weekly email and phone support (response within 1–2 business days)

    • Budgeting templates & debt payoff tools

    • Guidance on secured cards, credit mix, and tradelines

    • Mid-month progress check-ins via email

    ➡️ Perfect for clients who want structure, feedback, and faster results on their journey.

  • $149/month + $49 onboarding fee

    Commit fully to your financial transformation.
    This all-inclusive plan offers comprehensive care and top-tier support for those serious about reclaiming their credit and rebuilding their future. With personalized strategies, priority access, and advanced dispute services, you're not just repairing your credit—you're rewriting your financial story.

    Includes:

    • Unlimited disputes on all negative or inaccurate items

    • Monthly 1-on-1 strategy call with your credit specialist

    • Rapid Rescore support (when applicable)

    • Custom credit rebuilding roadmap with progress milestones

    • Debt validation letters & creditor communication assistance

    • Priority email and phone access (responses within 24 hours)

    • Support with complex accounts (student loans, charge-offs, collections)

    • Credit coaching for long-term financial health

    ➡️ Best for clients who want a complete, hands-on approach with fast-tracked results.

Plans + Pricing

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