Basic Package

$89.00 every month

$89/month + $49.99 onboarding fee

Take control of your credit with clarity and confidence.
Our Basic Package provides essential credit insight and guidance to help you start your journey toward financial recovery. With structured support, monthly updates, and educational resources, you’ll gain the knowledge and tools to make intentional progress—one step at a time.

What’s Included:

  • ✅ Dispute up to 5 inaccurate items per month with all three credit bureaus (Experian, TransUnion, Equifax)

  • Monthly credit analysis report

  • ✅ Access to educational resources & video library

  • Secure online client portal for tracking your progress

  • Email support (response within 2–3 business days)

  • ✅ Guidance on identity theft monitoring

IdentityIQ Requirement

To provide the most accurate, timely, and effective credit repair services, clients must maintain an active IdentityIQ account throughout their participation in this program. This service is discounted through our Affiliate Link for $27.99/month.

Why IdentityIQ?
IdentityIQ is a secure credit monitoring platform that tracks your credit across all three bureaus. It helps us:

  • Monitor your credit activity in real time

  • Identify inaccurate, unverifiable, or outdated items

  • Generate accurate monthly reports

  • Alert you to potential identity theft

How to Enroll:

  1. Use the enrollment link provided in your welcome packet.

  2. Sign up for a plan that monitors all three credit bureaus (monthly plan recommended).

  3. Allow access to be shared with Debts in a Row, LLC.

Important:

  • Keeping your IdentityIQ account active is required to continue receiving services.

  • If your account lapses or access is revoked, services may be paused until your account is reactivated.

➡️ Perfect for self-starters who want structured, professional guidance and the tools to monitor and improve their credit effectively.

$89/month + $49.99 onboarding fee

Take control of your credit with clarity and confidence.
Our Basic Package provides essential credit insight and guidance to help you start your journey toward financial recovery. With structured support, monthly updates, and educational resources, you’ll gain the knowledge and tools to make intentional progress—one step at a time.

What’s Included:

  • ✅ Dispute up to 5 inaccurate items per month with all three credit bureaus (Experian, TransUnion, Equifax)

  • Monthly credit analysis report

  • ✅ Access to educational resources & video library

  • Secure online client portal for tracking your progress

  • Email support (response within 2–3 business days)

  • ✅ Guidance on identity theft monitoring

IdentityIQ Requirement

To provide the most accurate, timely, and effective credit repair services, clients must maintain an active IdentityIQ account throughout their participation in this program. This service is discounted through our Affiliate Link for $27.99/month.

Why IdentityIQ?
IdentityIQ is a secure credit monitoring platform that tracks your credit across all three bureaus. It helps us:

  • Monitor your credit activity in real time

  • Identify inaccurate, unverifiable, or outdated items

  • Generate accurate monthly reports

  • Alert you to potential identity theft

How to Enroll:

  1. Use the enrollment link provided in your welcome packet.

  2. Sign up for a plan that monitors all three credit bureaus (monthly plan recommended).

  3. Allow access to be shared with Debts in a Row, LLC.

Important:

  • Keeping your IdentityIQ account active is required to continue receiving services.

  • If your account lapses or access is revoked, services may be paused until your account is reactivated.

➡️ Perfect for self-starters who want structured, professional guidance and the tools to monitor and improve their credit effectively.