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Standard Plan
$119/month + $49.99 onboarding fee
Take confident steps toward lasting change.
The Standard Package is designed for clients ready to move beyond the basics and build real momentum in their credit journey. With more personalized guidance and ongoing support, you’ll have the tools, insight, and accountability to make steady, measurable progress toward your financial goals.
What’s Included:
✅ Dispute up to 10 inaccurate or outdated items per month with all three credit bureaus (Experian, TransUnion, Equifax)
✅ Monthly credit score tracking & detailed analysis
✅ Personalized credit-building plan tailored to your credit profile
✅ Bi-weekly email and phone support (response within 1–2 business days)
✅ Budgeting templates & debt payoff tools
✅ Guidance on secured cards, credit mix, and tradelines
✅ Mid-month progress check-ins via email
IdentityIQ Requirement
To provide the most accurate, timely, and effective credit repair services, clients must maintain an active IdentityIQ account throughout their participation in this program. This service is discounted through an Affliate Link to only $27.99/month.
Why IdentityIQ?
IdentityIQ is a secure credit monitoring platform that tracks your credit across all three bureaus. It helps us:
Monitor your credit activity in real time
Identify inaccurate, unverifiable, or outdated items
Generate accurate monthly reports
Alert you to potential identity theft
How to Enroll:
Use the enrollment link provided in your welcome packet.
Sign up for a plan that monitors all three credit bureaus (monthly plan recommended).
Allow access to be shared securely with Debts in a Row, LLC.
Important:
Keeping your IdentityIQ account active is required to continue receiving services.
If your account lapses or access is revoked, services may be paused until your account is reactivated.
➡️ Perfect for clients who want structure, feedback, and faster results on their credit journey with professional guidance every step of the way.
$119/month + $49.99 onboarding fee
Take confident steps toward lasting change.
The Standard Package is designed for clients ready to move beyond the basics and build real momentum in their credit journey. With more personalized guidance and ongoing support, you’ll have the tools, insight, and accountability to make steady, measurable progress toward your financial goals.
What’s Included:
✅ Dispute up to 10 inaccurate or outdated items per month with all three credit bureaus (Experian, TransUnion, Equifax)
✅ Monthly credit score tracking & detailed analysis
✅ Personalized credit-building plan tailored to your credit profile
✅ Bi-weekly email and phone support (response within 1–2 business days)
✅ Budgeting templates & debt payoff tools
✅ Guidance on secured cards, credit mix, and tradelines
✅ Mid-month progress check-ins via email
IdentityIQ Requirement
To provide the most accurate, timely, and effective credit repair services, clients must maintain an active IdentityIQ account throughout their participation in this program. This service is discounted through an Affliate Link to only $27.99/month.
Why IdentityIQ?
IdentityIQ is a secure credit monitoring platform that tracks your credit across all three bureaus. It helps us:
Monitor your credit activity in real time
Identify inaccurate, unverifiable, or outdated items
Generate accurate monthly reports
Alert you to potential identity theft
How to Enroll:
Use the enrollment link provided in your welcome packet.
Sign up for a plan that monitors all three credit bureaus (monthly plan recommended).
Allow access to be shared securely with Debts in a Row, LLC.
Important:
Keeping your IdentityIQ account active is required to continue receiving services.
If your account lapses or access is revoked, services may be paused until your account is reactivated.
➡️ Perfect for clients who want structure, feedback, and faster results on their credit journey with professional guidance every step of the way.