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$199/month + $49.99 onboarding fee
Commit fully to your financial transformation.
The Premium Package offers comprehensive, hands-on support for clients serious about reclaiming their credit and rebuilding their financial future. With personalized strategies, priority access, and advanced dispute services, you’re not just repairing your credit—you’re rewriting your financial story.
✅ Unlimited disputes on all negative or inaccurate items across all three credit bureaus (Experian, TransUnion, Equifax)
✅ Monthly 1-on-1 strategy call with your credit specialist
✅ Rapid Rescore support (when applicable)
✅ Custom credit rebuilding roadmap with progress milestones
✅ Debt validation letters & creditor communication assistance
✅ Priority email and phone access (responses within 24 hours)
✅ Support with complex accounts (student loans, charge-offs, collections)
✅ Credit coaching for long-term financial health
To provide the most accurate, timely, and effective credit repair services, clients must maintain an active IdentityIQ account throughout their participation in this program. Through our Affiliate Link, the monthly subscription price will be heavily discounted to $27.99/month for the IdentityIQ service.
Why IdentityIQ?
IdentityIQ is a secure credit monitoring platform that tracks your credit across all three bureaus. It helps us:
Monitor your credit activity in real time
Identify inaccurate, unverifiable, or outdated items
Generate accurate monthly reports
Alert you to potential identity theft
How to Enroll:
Use the enrollment link provided in your welcome packet.
Sign up for a plan that monitors all three credit bureaus (monthly plan recommended).
Allow access to be shared securely with Debts in a Row, LLC.
Important:
Keeping your IdentityIQ account active is required to continue receiving services.
If your account lapses or access is revoked, services may be paused until your account is reactivated.
➡️ Best for clients who want a complete, hands-on approach with fast-tracked results and full professional support at every step of their credit journey.
$199/month + $49.99 onboarding fee
Commit fully to your financial transformation.
The Premium Package offers comprehensive, hands-on support for clients serious about reclaiming their credit and rebuilding their financial future. With personalized strategies, priority access, and advanced dispute services, you’re not just repairing your credit—you’re rewriting your financial story.
✅ Unlimited disputes on all negative or inaccurate items across all three credit bureaus (Experian, TransUnion, Equifax)
✅ Monthly 1-on-1 strategy call with your credit specialist
✅ Rapid Rescore support (when applicable)
✅ Custom credit rebuilding roadmap with progress milestones
✅ Debt validation letters & creditor communication assistance
✅ Priority email and phone access (responses within 24 hours)
✅ Support with complex accounts (student loans, charge-offs, collections)
✅ Credit coaching for long-term financial health
To provide the most accurate, timely, and effective credit repair services, clients must maintain an active IdentityIQ account throughout their participation in this program. Through our Affiliate Link, the monthly subscription price will be heavily discounted to $27.99/month for the IdentityIQ service.
Why IdentityIQ?
IdentityIQ is a secure credit monitoring platform that tracks your credit across all three bureaus. It helps us:
Monitor your credit activity in real time
Identify inaccurate, unverifiable, or outdated items
Generate accurate monthly reports
Alert you to potential identity theft
How to Enroll:
Use the enrollment link provided in your welcome packet.
Sign up for a plan that monitors all three credit bureaus (monthly plan recommended).
Allow access to be shared securely with Debts in a Row, LLC.
Important:
Keeping your IdentityIQ account active is required to continue receiving services.
If your account lapses or access is revoked, services may be paused until your account is reactivated.
➡️ Best for clients who want a complete, hands-on approach with fast-tracked results and full professional support at every step of their credit journey.