One-Time Onboarding Fee
What It Covers: A Deep Dive Into Your Credit Foundation
At Debts in a Row, LLC, we start every credit repair journey with a comprehensive audit. Our one-time onboarding fee of $49 covers the initial services that lay the foundation for real results:
🔍 What’s Included:
âś… Full Credit Report Audit
We analyze all three credit bureaus (TransUnion, Experian, Equifax) line by line to identify inaccuracies, outdated information, and harmful discrepancies.âś… Dispute Strategy Session
You'll receive a personalized strategy that outlines what can be disputed and how we’ll approach it—legally and effectively.✅ Personal Information Cleanup
We'll correct outdated or mismatched addresses, names, or employer info to avoid linking you to someone else’s negative data.✅ Score Impact Estimate
Based on potential disputes, we’ll provide an estimate of your best-case credit score improvement (not guaranteed, but helpful for planning).✅ Client Portal Setup
Secure access to your credit repair dashboard where you can track updates, disputes, and communication in real time.âś… FCRA Compliance & Documentation
All dispute work is done in full compliance with the Fair Credit Reporting Act (FCRA), protecting your rights as a consumer.
⚖️ Legal Note: This fee is charged only after your initial audit and report have been completed. We never charge for results that haven’t happened. We believe in transparency, education, and doing things the right way—every time.
What It Covers: A Deep Dive Into Your Credit Foundation
At Debts in a Row, LLC, we start every credit repair journey with a comprehensive audit. Our one-time onboarding fee of $49 covers the initial services that lay the foundation for real results:
🔍 What’s Included:
âś… Full Credit Report Audit
We analyze all three credit bureaus (TransUnion, Experian, Equifax) line by line to identify inaccuracies, outdated information, and harmful discrepancies.âś… Dispute Strategy Session
You'll receive a personalized strategy that outlines what can be disputed and how we’ll approach it—legally and effectively.✅ Personal Information Cleanup
We'll correct outdated or mismatched addresses, names, or employer info to avoid linking you to someone else’s negative data.✅ Score Impact Estimate
Based on potential disputes, we’ll provide an estimate of your best-case credit score improvement (not guaranteed, but helpful for planning).✅ Client Portal Setup
Secure access to your credit repair dashboard where you can track updates, disputes, and communication in real time.âś… FCRA Compliance & Documentation
All dispute work is done in full compliance with the Fair Credit Reporting Act (FCRA), protecting your rights as a consumer.
⚖️ Legal Note: This fee is charged only after your initial audit and report have been completed. We never charge for results that haven’t happened. We believe in transparency, education, and doing things the right way—every time.